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Terms of Advisory Plan

Terms of advisory plan as of 01 July 2023

 

This is a contract between us, InProved Pte Ltd. (“InProved”) and you, (the “primary member”), for the Holding Company Plans described below, (sometimes described as Advisory Services and collectively referred to as the “holding company plans”). In addition to the InProved Pte Ltd. (“InProved”) Terms of Use, that govern your use of the InProved website, this contract (the “Agreement”) constitutes a legal agreement between you and InProved detailing the terms of your use of the Holding company plans. This Agreement is effective as of the date you accept its terms by purchasing an Holding Company Plan membership (the “Effective Date”). If you sign up for an Holding Company Plan, you accept these terms, conditions, limitations, and requirements. Please read this Agreement carefully. 

 

THE HOLDING COMPANY PLANS ARE NOT A SUBSTITUTE FOR SALES, MARKETING, BUSINESS DEVELOPMENT, ACCOUNTING, LEGAL, TAX, OR OTHER PROFESSIONAL ADVICE OR SERVICES. 

 

1. Holding Company Plan Membership We reserve the right to accept or refuse membership in our discretion. You may not transfer or assign your Holding Company Plan or these benefits; provided, however, that a Primary Member may extend coverage to his or her designated business, and a Primary Member may extend coverage to his or her Eligible Employees (as defined below) (together with the Primary Member, each a “Plan Member” and collectively the “Plan Group”). The “Effective Date” for each Plan Member other than the Primary Member shall be the date on which the Primary Member elects to extend coverage to such Plan Member.

 

a. For the purposes of this Agreement, the term “Eligible Employees” shall include: 

 

(i) The Primary Member’s employee, associate or consultant: Each Eligible Employee to whom you extend coverage under this contract is bound by the terms of this contract.

 

 

 

2. Benefits of Holding company plans The Holding company plans provide the following benefits.

 

a. Membership in a Holding Company Plan provides the following benefits (collectively, the “Plan Benefits”):

 

(i) A Registered corporate entity in a jurisdiction selected by the primary member, including maintenance of compliance and governance of the registered corporate entity, not limited to provision of ordinary resolutions to cover changes to registered address, director and shareholders’ particulars, business activities and financial year end. It also includes maintenance of all statutory registers, including but not limited to register of controllers, members and directors. 

 

(ii) Web conference consultations with a participating Collaborator, who is a subject matter expert in his/her consulting field (the “Professional”), during normal business hours, of up to one half (1/2) hour meeting each time, maximum 2-4 times per month. Each consultation include one hour of time researching the topic of the consultation, limited to one consultation research for each new Advisory matter. If the Professional determines after the initial consultation that a document would be of further assistance to a Plan Member, such Professional, in its sole discretion, may provide, for an additional charge. Web consultants include discussion of any of the following:

 

1. Contacts – provision of suggested stakeholders

2. Programs – provision of suggested funding, financing, networking, accelerator type programs

3. Employees – provision of talent sourcing services

4. Finance – advise on planning for new funding and financing

5. Intellectual property – advise on IP protection

 

(iii) If a Plan Member engages the Professional for services that are not included in the Plan Benefits described in subsections (a)(i) – (c)(ii) above, the Professional shall provide such services at a rate to be agreed between the primary member and InProved;

 

 

 

3. Exclusions; Conflicts

 

a. The following items and matters are specifically excluded from the Holding company plans, and are not to be considered or treated as Plan Benefits:

(i) Any action that directly or indirectly involves any Professional providing services outside of the Holding company plans; a Professional may, at its sole discretion and risk, represent himself or herself in a matter in which additional services are pitched to the primary member as a management consultant or similar role

 

(ii) Any adversarial action by a Plan Member that directly or indirectly involves any other Plan Member in any Plan Group

 

(iv) Any action based on acts or occurrences that are alleged to have occurred or conditions that were reasonably anticipated or foreseeable before the Plan Member’s enrolment that did or may give rise to a lawsuit by or against such Plan Member; provided, however, that the Professional may, in its sole discretion and at its own risk, disregard this exclusion

 

(vi) Any action that resulted in the prior recruitment or retention by the Plan Member of another professional; provided, however, that the Firm may, in its sole discretion and at its sole risk, disregard this exclusion

 

(vii) Any matter involving the laws of jurisdictions outside of the Singapore

 

(viii) Any application to an state court against the Plan member; provided, however, that the Professional may, in its sole discretion and at its sole risk, disregard this exclusion

 

(ix) Any matter that, in the Professional’s opinion, is frivolous in nature or objective; or

 

(x) Any case matter or requested service that is determined by the Professional to lack sufficient merit to warrant pursuit, or that the Professional determination has been raised an inordinate or unreasonable number of times without a change in circumstances

 

(xi) Any unsupported businesses and transactions – We do not support businesses or transactions which are involved in any of the following categories, such businesses or transactions may be declined. While this list is representative, it is not exhaustive, and we reserve our right to deny our services to any customers who exceed our risk tolerance.

 
 
 

 

Regulated or illegal products and services

 

1. Adult content

 

  • Pornography and other visual content depicting explicitly sexual acts
  • Services of sexual nature (webcam shows, live chats, prostitution, escorts, etc)
  • Sexually oriented establishments (massage parlors, strip clubs, gentleman’s clubs)

 

3. Tobacco products

 

 

  • 4. Cannabis
  • Products containing CBD
  • Any other products or services related to legal marijuana trade

 

5. Certain controlled substances or other products that present a risk to consumer safety.

 

  • Smart drugs, nootropic supplements
  • Substances that provide similar effects as illegal drugs (kratom, khat, etc.)
  • Anabolic steroids and peptides
  • Drug paraphernalia
  • Any equipment, product, or material which is intended for making, using, or concealing drugs

 

7. Chemicals: Commodity chemicals

 

8. Counterfeit or unauthorised goods.

Unauthorised sale of designer and/or brand products

 

  • Sale of illegally imported or exported goods

 

9. Gambling

 

  • Lotteries
  • Fantasy sports with cash prizes
  • Games of chance with cash prizes
  • Sales of in-game currencies by unauthorised vendors
  • Any type of gambling payments or businesses related to Turkey, the United States, Canada, the United Arab Emirates or Singapore
  • Any other type of businesses related to gambling, up to our own discretion
 

 

10. Intellectual property or proprietary rights infringement: Any product or service that directly infringes or facilitates infringement upon the copyright, patent, trademark, trade secrets, proprietary, or privacy rights of any third party
 
11. Financial and other professional services
Binary options
  • Escrow services
 
12. Using current account as an escrow account
 
13. Money service businesses, or any businesses that carry on the activity of:
  • Operating a bureau de change or currency exchange service
  • Transmitting money, or any representation of monetary value, on behalf of third parties
  • Cashing cheques
  • Payment processing
  • E-wallet account creations
 
14. Platforms allowing the trading and/or exchanging of FX/CFD/options
 
15. Shell banks
 
17. Superannuation funds
 
18. Syndicates
 
19. Any other financial services operating without a licence where one is required
 
 
Other restricted activities
  • IPTV and VOIP services
  • Individuals, entities, or countries subject to international sanctions
  • Weaponry, military and semi-military goods and services
  • Weapons (including weapons of historic significance), military software, or any other goods or services intended for military use
  • Nonprofit organisations and charities from countries outside of Canada, European Economic Area and/or European Union, Switzerland, USA, Australia, or New Zealand
  • Unregistered charities are not supported from any regions
  • Trusts and foundations from countries outside of Canada, European Economic Area and/or European Union, Switzerland, USA, Australia, or New Zealand
  • Trade of restricted and/or endangered animal species and products derived from them
  • Multi-level marketing, pyramid schemes, get rich quick schemes, referral marketing, including any other services promising unreasonably high rewards
  • The United Arab Emirates-based oil, gas and shipping companies, as well as related activities.
  • Businesses with relations or activity directly or indirectly linked to Cuba
  • Surrogacy businesses
  • Countries with local currency-based restrictions
 
You also agree:
  • not to copy or use any part of our Services in contravention of the provisions of our Terms of Service.
  • not to access without authority, interfere with, damage, or disrupt:
  • any part of our Services
  • any equipment or network on which our Website is stored
  • any software used in the provision of our Services
  • any equipment, network, or software owned or used by any third party
  • not to use your current account in a manner that is likely to result in complaints, disputes, reversals, chargebacks, or other liabilities to InProved, other Customers, third parties, or you
 

 

b. If the interests of the Plan Member of a Plan Group are adverse to those of another Plan Member in that same Plan Group, only the Primary Member is entitled to receive the applicable Plan Benefits

 

4. Not Insurance The Holding company plans offered through InProved are not contracts of insurance or indemnification insurance plans, and are not regulated as such. InProved is not an insurance company and does not guarantee representation in every situation. The Holding company plans provide InProved’s customers with access to free and additional advisory services from member professionals. InProved does not reimburse or indemnify any Plan Member or pay any professional for fees or expenses.

 

5. Use

 

a. General Practices – You acknowledge that InProved may establish general practices and limits concerning use of its Holding company plans, including without limitation the maximum number of complimentary professional consultations you may receive in a given period of time related to one or all subjects

 

b. Right to Change Practices – You acknowledge that InProved reserves the right to change these general practices and limits at any time, in its sole discretion, with or without notice. However, you have the right to cancel your membership should we materially decrease benefits

 

c. Responsibility for Misuse – You are responsible for all expenses incurred or other actions that may occur through your use of an Holding Company Plan. You must immediately alert us of any fraudulent, unauthorised, illegal, or suspicious use of an Holding Company Plan, or any other breach of security or unauthorised or illegal activity that you reasonably suspect

 

 

6. Authority to Enter Agreement If you are entering into this Agreement on behalf of a company or other legal entity, you represent that you have the legal authority to bind such entity to these terms, in which case the terms “you” or “your” shall refer to such entity. If you do not have such authority or if you do not agree with this Agreement, you may not sign up for or use any Legal Plan. If after your purchase we find that you do not have authority to bind the entity for which you ordered, you will be personally responsible for the obligations in this Agreement and the order you placed, including without limitation, the payment obligations. We are not liable for any loss or damage resulting from our reliance on any instruction, notice, document or communication, reasonably believed by us to be genuine and originating from an authorised representative of your company. If there is reasonable doubt about the authenticity of any such instruction, notice, document, or communication, we may, but are not obliged to, require additional authentication from you.

 

7. Payment

 

a. Holding Company Plan Membership Fees

 

You will be charged in accordance with the billing terms in effect at the time of your initial purchase, unless you are notified of a fee change in accordance with “Fee Adjustments” below. For any Holding Company Plan you purchase that is charged in full upon purchase, you agree that for each renewal term for such Holding Company Plan, the amount due for the next term will be due and immediately payable in full as of the first day of that renewed term. For each Holding Company Plan, your charge remains for each term no matter if you access the Site during that term. In other words, EVEN IF YOU DO NOT USE THE HOLDING COMPANY PLAN BENEFITS OR SPEAK WITH A PROFESSIONAL, YOU WILL BE RESPONSIBLE FOR ANY PLAN MEMBERSHIP FEES UNTIL YOU CANCEL YOUR MEMBERSHIP OR IT IS OTHERWISE TERMINATED. For more information regarding cancelling your Holding Company Plan subscription, see the “Termination or Cancellation” section below

 

b. Billing

 

To allow payment for the initial term (see below for definition of initial term) of an Holding Company Plan, valid credit card information, or any other agreed payment means, is due at the time of purchase.

If you have purchased an automatic renewing plan from InProved, your Holding Company Plan subscription will renew automatically at the end of the initial term (the “Billing Date”) and at the end of each term thereafter unless and until you give notice of your intention to terminate your Holding Company Plan subscription pursuant to the terms of this Agreement. If you do not give us notice of such intention, your credit card will be charged for the renewal term of your Holding Company Plan subscription on your Billing Date. Your Billing Date for renewals will fall on the same day as the day of the first month when you started the Holding Company Plan. InProved may adjust your Billing Date in subsequent renewal periods without notice. This will be reflected by a charge to your account on a pro-rated basis according to the number of days that have passed since the Billing Date of your latest renewal charge. Unless otherwise notified in advance by InProved pursuant to this Agreement, the renewal charge will be equal to the original purchase price for the Holding Company Plan

 

You agree to pay InProved the fees associated with your Holding Company Plan subscription. Additional discounts may be available for members purchasing multiple months up front, as part of certain promotions which may include additional terms and conditions presented with the offer, or where limited by law. 

 

“Initial Term” – For primary members not on a yearly plan, you are required to maintain the plan for no less than 12 months. If canceled within this 12 month period, InProved would be eligible to charge a cancelation fee to be calculated based on the length of the remaining period

 

c. Notice of Automatic Renewal

 

If applicable, we will send a reminder email to the email address of record for your account approximately one week before your Billing Date. You acknowledge and agree that this notice is provided as a courtesy only, and we are not obligated or required to provide such notice. You acknowledge and agree that (i) your failure to read, (ii) inability to receive, or (iii) the failure of InProved to send the email does not create any liability on the part of InProved or any third-party service provider

 

d. Advisory Fees

 

Fees for non-complimentary advisory services provided pursuant to an Holding Company Plan membership shall be paid directly to InProved

 

e. Paid-up Capital

 

INPROVED RESERVES THE RIGHT TO COLLECT PAID-UP CAPITAL ON BEHALF OF OUR CLIENTS. FOR PAID-UP CAPITAL PAID FOR ANNUAL PLANS, INPROVED WILL DEPOSIT THE PAID-UP AMOUNT DIRECTLY TO BANK ACCOUNT SETUP UNDER THE BUSINESS NAME. FOR PAID-UP CAPITAL PAID FOR UNDER THE MONTHLY PLANS, INPROVED RESERVES THE RIGHT TO ASK FOR A MINIMUM OF USD 3,000 AS PAID-UP AMOUNT AS SECURITY UNTIL AFTER THE 12 MONTH ANNIVERSARY OF THE BUSINESS, FOLLOWING WHICH IT WILL BE RELEASED INTO THE BANK ACCOUNT SETUP UNDER THE BUSINESS NAME. IN THE EVENT THE COMPANY IS STRUCK OFF BEFORE THE 12 MONTH ANNIVERSARY WHILE ON THE MONTHLY PLAN, THE CLIENT WILL FORFEIT THE AMOUNT OF PAID-UP CAPITAL PAID TO INPROVED AS SECURITY

 

8. Fee Adjustments InProved may increase its fees for any Holding Company Plan membership effective the first day of a renewal term by giving you notice of the new fees at least thirty (30) days before the beginning of the renewal term. If you do not cancel your membership pursuant to Section 9, you shall be deemed to have accepted the new fee for that renewal term and any subsequent renewal terms (unless the fees are increased in the same manner for a subsequent renewal term). Reductions in fees become effective on the next renewal term without any pro rata for the period covered under the prior fee schedule

 

9. Termination or Cancellation

 

a. By InProved.

(i) As mentioned under Initial Term above, all primary members not on the yearly plan are required to maintain their Holding Company Plan for a minimum of 12 months, or risk a cancelation fee to be determined based on the outstanding length of time until 12 months

 

(II) If payment is not made on the Billing Date to renew the Holding Company Plan, you will have until the one (1) month anniversary of your Billing Date to correct the credit card information on file and/or post a payment via other agreed payment means. If after the expiration of this (1) month anniversary you have not made any payment on your Holding Company Plan membership, your non-payment may result in suspension of service and subsequent termination of your Holding Company Plan

 

(iiI) Your rights to use an Holding Company Plan membership is subject to any limits established by InProved or by your credit card issuer. If payment cannot be charged to your credit card or your charge is returned for any reason, including through a chargeback, InProved reserves the right, in its sole and absolute discretion, to suspend or terminate your access and account, thereby terminating this Agreement and all obligations of InProved hereunder. If a charge made to your credit card is declined, InProved may make up to five (5) attempts to bill that card over a thirty (30) day period

 

(iv) If you wish to reactivate your account after such termination, there will be no setup or reactivation fees; provided, however, accounts terminated for non-payment will be reactivated only on receipt of the full amount past due and a written request to reinstate the account. When an expired account is reactivated, the new term begins on the date of reactivation

 

(v) A default situation to your Holding Company Plan occurs if any of the below situation occurs, whichever the earlier;

 

  • the primary member does not send payment by agreed payment means after (1) month anniversary of your Billing Date
  • the primary member does not respond to 3x payment requests, sent by email communication, private message, mobile or livechat calls, or any communication method on-file
 
IF ANY OF THE DEFAULT CLAUSES MENTIONED ABOVE IS ACTIVATED. THE PRIMARY MEMBER IS ENTERING INTO A DEFAULT SITUATION, FOR WHICH:
  • INPROVED RESERVES THE RIGHT TO APPLY FOR A STRIKING OFF OR WINDING DOWN OF THE REGISTERED ENTITY
  • THE PRIMARY MEMBER MAY HAVE HIS/HER DIRECTORSHIP REMOVED BY RESIGNATION AND HIS/HER COMPANY STRUCK OFF THE CORPORATE REGISTRAR
  • SUCH ACTIONS ARE CARRIED OUT UNDER THE CAPACITY OF INPROVED AS LEGAL CORPORATE SECRETARY OF THE COMPANY
  • INPROVED, ITS EMPLOYEES, AGENTS, ASSOCIATES AND STAKEHOLDERS, WOULD BE FULLY INDEMNIFIED AGAINST ALL FINANCIAL LOSSES INCURRED BY THE PRIMARY MEMBER, ITS EMPLOYEES, AGENTS, ASSOCIATES AND STAKEHOLDERS IN SUCH A SITUATION
 
 
The above actions are to protect the liabilities of the resident director and/or corporate secretary that we have put forth.
 
b. By Primary member
 
(i) After you have subscribed to become a paying primary member, you will have the right to cancel your Holding Company Plan membership, subject to the initial term in clause 7(b), by calling our Support Staff at 65 6950 5010, or by emailing us at support@Inproved.com or by cancelling online through your company’s dashboard portal. After such cancellation, your Holding Company Plan will remain active until the end of then-applicable period.
 
c. Services after Termination
 
After termination of your Holding Company Plan membership, either by you or by InProved, you will not be able to access the corresponding Holding Company Plan offerings; provided, however, that any access rights to a Holding Company Plan granted you through a separate channel (e.g., through another Holding Company Plan membership) will remain in full force and effect unless and until separately terminated or cancelled.

 

10. Dispute Resolution The parties agree to arbitrate all disputes and claims pursuant to the Terms of Service of InProved.com

 

11. Professional, Independent Judgment Professionals performing advisory services outside of the Holding Company Plan Members are not agents or employees of InProved. Any professional rendering advisory services to Plan Members outside of an Holding Company Plan shall maintain the professional-client relationship with the Plan Member, and is solely responsible to the Plan Member for all advisory services provided. It is within the sole discretion of the professional to determine whether claims or defenses pertaining to any matter outside of an Holding Company Plan presents a frivolous or otherwise unmeritorious claim or defense. Participating professionals reserve the right to make independent professional judgments regarding such presentations. InProved will in no way influence or attempt to affect the rendering of professional services of the participating professional

 

12. IRAS To ensure compliance with requirements imposed by the IRAS, we inform you that any tax advice contained in any communication from InProved (including information provided by a professional offering a free consultation) is and was not intended or written to be used, and cannot be used, for the purpose of (1) avoiding penalties under the IRAS promoting, marketing, or recommending to another party any matters addressed therein

 

13. Non-English-Speaking Customers Non-English translations of these Terms, as well as other terms, conditions, and policies, are provided for convenience only. In the event of any ambiguity or conflict between translations, the English version is authoritative and controls.